Business Credit

Establish and build a strong business credit profile separate from your personal credit, so your company can qualify on its own merit.

The Service

Give your business a credit file of its own

Most business owners don't realize their company can build its own credit profile — completely separate from their personal credit. A strong business credit file protects your personal score and makes it easier to qualify for funding as your business grows.

We help you set up the foundation correctly from day one: proper business structure, the right registrations, and vendor tradelines that report to the business credit bureaus.

What's Included

What goes into building business credit

Business Entity Structure

We make sure your business is set up in a way that supports building credit properly.

EIN & DUNS Registration

Guidance on getting the identifiers business credit bureaus use to build your file.

Vendor Tradelines

We help you open Net-30 vendor accounts that report to build your business credit history.

Separation from Personal Credit

Structured correctly, your business credit stands on its own — protecting your personal score.

Get Started

Request Your Free Business Credit Consultation

Fill out the form below and our team will follow up within one business day.

Secure & confidential — your information is never shared

Questions

Frequently asked questions

How is business credit different from personal credit?

Business credit is tied to your company’s EIN rather than your personal SSN, and is tracked by separate bureaus like Dun & Bradstreet, Experian Business, and Equifax Business.

How long does it take to build a business credit file?

You can typically establish an initial file within a few months with the right vendor tradelines, though a fully mature profile takes longer to build.

Do I need good personal credit to start?

Not necessarily for the initial setup, though your personal credit may still be considered for early-stage funding until your business file matures.

What is a DUNS number and do I need one?

A DUNS number is a unique identifier Dun & Bradstreet uses to track your business credit file. It's typically one of the first steps in building a business credit profile.

Can I build business credit with a new business?

Yes. Even a newly formed business can start building a credit file with the right entity setup and vendor tradelines from day one.